Fraudsters on prowl

Online frauds continue even as cyber police have increased activities. During these turbulent times, fraudsters are working overtime to rip off consumers. The gullible become victims easily. But it does not mean streetwise are immune. While banking fraud is nothing new, the fraudsters are using the present pandemic to their advantage.

Time and again, police issues caution that these fraudsters use the details and initiate an online transaction and ask for the OTP saying that it is required for completing the process of deferment of EMIs on loan or something else.

Once OTP is provided by a customer, money is siphoned away. The fraudster may also send a malicious link in SMS or email in connection with EMI which, if clicked, may install malware to compromise the mobile or computer, police said.

It should be borne in mind that the One Time Password (OTP), or PIN related to one’s bank account should never be shared with anyone as no bank asks for the same over phone or online.

It would be wise not to click on any links from unknown sources and it is better to ignore any offers online or otherwise. One would be better advised to thoroughly research any organizations or charities purporting to be raising money for the destitute.

Also Cybercrime, including phishing, identity theft and fraud, has massively increased in the past one year.  Scammers utilize a phone number in phishing emails. A person or an automated response system will ask for your personal or account details if you call.

Cyber crime is a criminal activity that involves the use of one or more computer and a network. A target could be an individual, an organisation or a government. Financial fraud, invasion of privacy, illegal trade, online stalking, data theft, subversion and espionage are a few examples of cyber crime.

Crimes such as revenge porn and slut shaming also increased on social media platforms. Some, rather occasional controversies are subsumed over a period. However many problems remain and justice delivery mechanisms appear to be very complex and inaccessible to women and the marginalised when it comes to cyber crimes.

The government is primarily responsible for the prevention, detection, investigation, and prosecution of crimes through law enforcement machinery. There is a need to take prompt action against those posting horribly misogynistic comments including rape threats to women on social media.

 

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