Mediclaim policy haunts ‘beneficiaries’

Mediclaim policy haunts ‘beneficiaries’

The controversial mediclaim insurance policy which was scrapped by the Governor Satya Pal Malik soon after the premiums were deducted from the accounts of the government employees and the pensioners continues to haunt the beneficiaries.
Employees and the pensioners are waiting for the government to issue a formal notification in this regard but till date no official communiqué has been released stating that the policy stands terminated.
Jammu and Kashmir Governor Satya Pal Malik had scrapped the group insurance contract with a big private company after he smelled rat. He declared it as a “huge scandal” and called it off.
The employees and pensioners are the worst suffers as after deduction of money from their accounts they have not got any benefit so far while on the other hand the insurance company is still holding on to the premium which was paid to it.
Neither have the employees and other beneficiaries got the money back nor have they received the insurance policies. The beneficiaries from whose accounts the premium was deducted automatically are waiting for the money to be credited back to their accounts but it’s not happening. According to the official figures around Rs 60 Crore have already gone into the account of the company and it has made no attempt to return it to the government employees and the pensioners.
If this matter keep on lingering on there is every possibility about the company refusing to return the money and matter could get dragged to the court. The Governor’s administration needs to take this issue seriously and direct the company to repay the money which has already been deposited in its account.
At present all the government employees and pensioners are not covered under any medi-claim policy, despite having paid the premium from their own pocket.